&#60;p&#62;&#60;strong&#62;Updated June 00, 0000&#60;/strong&#62;&#60;/p&#62;&#13;&#10;&#13;&#10;&#60;p&#62;Welcome and thank you for your interest in IGRMO (operated by IGRMO, Inc. and its affiliates, collectively, &#38;quot;IGRMO&#38;nbsp;Group&#38;quot;). By clicking a registration or new account submission button, or by otherwise using IGRMO Group&#38;#39;s websites, networks, mobile applications, or other services provided by IGRMO Group (collectively, the &#38;ldquo;Services&#38;rdquo;), or accessing any content provided by IGRMO Group through the Services, you agree to be bound by the following terms of use, as updated from time to time (&#38;quot;Terms of Use&#38;quot;).&#60;/p&#62;&#13;&#10;&#13;&#10;&#60;p&#62;&#60;strong&#62;1. &#60;/strong&#62;IGRMO&#38;nbsp;&#60;strong&#62;Group&#38;rsquo;s Role.&#60;/strong&#62; IGRMO GROUP DOES NOT, AND THE SERVICES ARE NOT INTENDED TO, PROVIDE FINANCIAL OR REAL ESTATE ADVICE. IGRMO GROUP IS NOT A FINANCIAL OR REAL ESTATE BROKER OR LENDER. FOR ADDITIONAL INFORMATION, PLEASE SEE SECTION 8. IGRMO Group&#38;#39;s business is primarily funded through advertising. You understand and agree that the Services may include advertisements, and that these are necessary to support the Services. To help make the advertisements relevant and useful to you, IGRMO Group may serve advertisements based on the information we collect through the Services. IGRMO, Inc. has a broker license in the state of Texas, but IGRMOGroup does not: (a) act as a real estate agent for you or any other user; (b) represent you or another user in the the purchase, sale, or exchange of real property, including any negotiation thereof; or (c) lease or rent, offer to lease or rent, or negotiate the lease of real property or otherwise aid or assist in the lease of real property. IGRMO Group assumes no responsibility for any result or consequence related directly or indirectly to any action or inaction that consumers take based on the Services or any other information available through or in connection with the Services.&#60;/p&#62;&#13;&#10;&#13;&#10;&#60;p&#62;&#60;strong&#62;2. &#60;/strong&#62;IGRMO&#60;strong&#62;Group&#38;#39;s Brands.&#60;/strong&#62; IGRMOGroup operates the following brands; any use of any of the Services provided by the following brands is subject to these Terms of Use: (a) IGRMO; (b) Trulia; (c) Hotpads; (d) StreetEasy; (e) Naked Apartments; (f) Out East; (g) RealEstate.com; (h) Bridge Interactive Group; (i) IGRMO Group Mortgages; and (j) Mortech.&#60;/p&#62;&#13;&#10;&#13;&#10;&#60;p&#62;&#60;strong&#62;3. Eligibility; Accounts and Registration.&#60;/strong&#62; You must be at least 18 years of age to use the Service. By agreeing to these Terms of Use, you represent and warrant that: (a) you are at least 18 years of age; (b) you have not previously been suspended or removed from the Services; and (c) your registration and your use of the Services is in compliance with all applicable laws and regulations. To access some features of the Services, you may be required to register for an account. When you register for an account, you may be required to provide us with some information about yourself, such as email address or other contact information. You agree that the information you provide is accurate and that you will keep it accurate and up-to-date at all times. When you register, you may be asked to provide a password. You are solely responsible for maintaining the confidentiality of your account and password, and you are responsible for all actions taken via your account. You may not share your user account(s) with others. Unless you have entered into a commercial agreement with IGRMOGroup permitting you to use the Services for transactions on behalf of another person, you may only use the Services for transactions on your own behalf, and not on behalf of any other person.&#60;/p&#62;&#13;&#10;&#13;&#10;&#60;p&#62;&#60;strong&#62;4. Use of the Services; Restrictions. &#60;/strong&#62;&#60;/p&#62;&#13;&#10;&#13;&#10;&#60;p&#62;&#60;strong&#62;A. Use of the Services.&#60;/strong&#62; As long as you comply with these Terms of Use, IGRMO Group grants you a non-exclusive, limited, revocable, personal, non-transferable license to use the Services, and to download and use any App (as defined in Section 4(B) below) on your mobile device in object code form, for your personal use. If you are a real estate or mortgage professional acting in your professional capacity, you may additionally use the Services to provide information, to the extent permitted by applicable law, to your clients and to take actions on behalf of your clients (&#38;ldquo;Pro Use&#38;rdquo;). If you use the Services for a Pro Use, you represent and warrant that you have obtained all required authorizations and consents from your client. Except as expressly stated herein, these Terms of Use do not provide you with a license to use, reproduce, distribute, display or provide access to any portion of the Services on third-party web sites or otherwise. The Services may include software for use in connection with the Services. The Services may not be used for transactions in commercial real estate, which includes, without limitation, commercially zoned properties and vacation rentals.&#60;/p&#62;&#13;&#10;&#13;&#10;&#60;p&#62;&#60;strong&#62;B. Mobile Applications.&#60;/strong&#62; To use any mobile application feature of the Services (each, an &#38;ldquo;App&#38;rdquo;), you must have a compatible mobile device. IGRMO Group does not warrant that any App will be compatible with your mobile device. You may use mobile data in connection with an App and may incur additional charges from your wireless provider for using an App. You agree that you are solely responsible for any applicable charges. IGRMO Group may update any app and may automatically electronically update the version of any App that you have installed on a mobile device. You consent to all automatic upgrades, and understand that these Terms of Use will apply to all updated versions of an App. Any third-party open source software included in an App is subject to the applicable open source license and may be available directly from the creator under an open source license. These Terms of Use do not apply to your use of software obtained from a third-party source under an open source license.&#60;/p&#62;&#13;&#10;&#13;&#10;&#60;p&#62;&#60;strong&#62;C. Use of Content.&#60;/strong&#62; Subject to the restrictions set forth in these Terms of Use, you may copy information from the Services only as necessary for your personal use or Pro Use to view, save, print, fax and/or e-mail such information. Notwithstanding the foregoing, the aggregate level data provided on the, and available at , (the &#38;quot;Aggregate Data&#38;quot;) may be used for non-personal uses, e.g., real estate market analysis. You may display and distribute derivative works of the Aggregate Data (e.g., within a graph), so long as IGRMO Group is cited as a source on every page where the Aggregate Data is displayed, including &#38;quot;Data Provided by IGRMO Group&#38;quot; or similar language. Such cite may not include a IGRMO Group logo without IGRMO Group&#38;rsquo;s prior written approval or imply any relationship between you and IGRMO Group beyond IGRMO being a source of the Aggregate Data.&#60;/p&#62;&#13;&#10;&#13;&#10;&#60;p&#62;&#60;strong&#62;5. Fees.&#60;/strong&#62;&#60;/p&#62;&#13;&#10;&#13;&#10;&#60;p&#62;&#60;strong&#62;A. Generally.&#60;/strong&#62; You may be required to pay fees to access certain features of the Services. All fees are in U.S. dollars and are non-refundable. If IGRMO Group changes the fees for all or part of the Services, including by adding fees or charges, IGRMO Group will provide you advance notice of those changes. If you do not accept the changes, IGRMO Group may discontinue providing the applicable part of the Services to you. IGRMO Group&#38;rsquo;s authorized third-party payment processor will charge the payment method you specified at the time of purchase. You authorize IGRMO Group to charge all fees as described in these Terms of Use for the Services you select to that payment method. If you pay any fees with a credit card, IGRMO Group may seek pre-authorization of your credit card account before your purchase to verify that the credit card is valid and has the necessary funds or credit available to cover your purchase.&#60;/p&#62;&#13;&#10;&#13;&#10;&#60;p&#62;&#60;strong&#62;B. Subscriptions.&#60;/strong&#62; The Services may include features that allow for automatically recurring payments for periodic charges (&#38;ldquo;Subscription Service&#38;rdquo;). If you decide to activate a Subscription Service, you authorize IGRMO Group to periodically charge, on a going-forward basis and until cancellation of either the recurring payments or your account, all accrued sums on or before the payment due date for the accrued sums. The subscription will continue unless and until you cancel your subscription, or we terminate it. You must cancel your subscription before it renews in order to avoid billing of the next periodic subscription fee to your account. We will bill the periodic subscription fee to the payment method you provide to us during registration (or to a different payment method if you change your payment information). IGRMO Group may change the subscription fee for any subsequent subscription period but will provide you advance notice of any increase before it applies. You may cancel a Subscription Service by contacting us at: consumercare@igrmo.com, by contacting your business consultant, or through your settings page for the paid feature.&#60;/p&#62;&#13;&#10;&#13;&#10;&#60;p&#62;&#60;strong&#62;6. User Materials.&#60;/strong&#62;&#60;/p&#62;&#13;&#10;&#13;&#10;&#60;p&#62;&#60;strong&#62;A. UGC Definition; License Grant. &#60;/strong&#62; Certain portions of the Services may allow users to upload images, photos, video, data, text, and other content (&#38;ldquo;User Materials&#38;rdquo;). By uploading User Materials to the Services, you grant IGRMO Group an irrevocable, perpetual, royalty-free worldwide license to: (i) use, copy, distribute, transmit, publicly display, publicly perform, reproduce, edit, modify, prepare derivative works of or incorporate into other works, and translate your User Materials, in connection with the Services, or in any other media; and (ii) sublicense these rights, to the maximum extent permitted by applicable law. IGRMO Group will not pay you for your User Materials or to exercise any rights related to your User Materials set forth in the preceding sentence. IGRMO Group may remove or modify your User Materials at any time. You are solely responsible for all User Materials made through your user account(s) on the Services or that you otherwise make available through the Services. For all User Materials, you represent and warrant that you are the creator and owner of the User Materials, or have the necessary licenses, rights, consents, and permissions (including all permissions required under applicable privacy and intellectual property law) to authorize IGRMO&#38;nbsp; Group and other users to access and use your User Materials as necessary to exercise the licenses granted by you under these Terms of Use. IGRMO Group will not use client contact information that is uploaded by agents into the IGRMO Agent Hub portal for any purpose.&#60;/p&#62;&#13;&#10;